Crypto-Asset Information Memorandum
Credipto GmbH & Co. KG
(December 2024)
Table of Contents
Disclaimer
I. About the Offeror
II. About the Project
1. Background
2. TerraMirum
3. What We Have Achieved So Far
4. Milestones of the TerraMirum Development
III. About Mirum-Token
1. What are Mirum-Token and What Are the Benefits?
2. Technical Features of Mirum-Token
3. Funding Goal and Use of Proceeds
4. General Conditions of Token Sale
5. How to receive Mirum-Token
6. More Ways to Get Mirum-Token
7. Where Mirum-Token are Stored
IV. Risks and Concerns
V. The (Management) Team Behind Credipto / TerraMirum
VI. Attachments
Disclaimer
This crypto-asset information memorandum (“Information Memorandum”) is not subject to the Markets in Crypto Assets Regulation (MiCAR). It has neither been notified to any competent authority nor has it been approved by any competent authority.
All available information in this Information Memorandum does not constitute professional, financial or investment advice. It should not therefore be construed as a solicitation of investment.
Please note: all functions and services of Credipto and TerraMirum described below are envisaged, but do not exist yet. It is possible that the envisaged and described functions and services will differ in individual cases from those that will be actually offered. This may be necessary, for example, if Credipto is forced to adapt to changing market conditions.
All statements contained in this Information Memorandum, statements made in any press release or other publicly available venue and oral statements that may be made by the offeror or its representatives (as the case may be) that are not statements of historical facts constitute “forward-looking statements”.
All statements regarding the offeror’s financial condition, business strategies, plans and prospects and the future prospects of the industry in which the offeror conducts business are forward-looking statements.
These forward-looking statements, including, but not limited to, statements regarding the offeror’s profitability and revenue growth, prospects, future plans, network plans, other expected industry trends and other matters discussed herein with respect to the offeror, are not historical facts, but are merely estimates and predictions.
The offeror makes no representations or warranties in this Information Memorandum.
There is a possibility of a total loss of your investment. There is no entitlement to repayment of your capital contributions.
Reference is made to VI. second indent below in connection with the document “Pre-Contractual Information” regarding the statutory right of withdrawal for consumers.
I. About the Offeror
Credipto GmbH & Co. KG (“Credipto”) is an innovative real estate development company founded by Hakan Tunali. Its legal address is Amorbacher Str. 72, 65428 Rüsselsheim, Germany. It is registered with the commercial register of the local court of Darmstadt under HRA 87533. Its general partner and legal representative is Credipto Beteiligungs GmbH, Rüsselsheim am Main, registered with the commercial register of the local court of Darmstadt under HRB 105960, represented by its managing director, Hakan Tunali, who is also its only shareholder. Limited partner is Hakan Tunali with a limited liability share of EUR 1,000.
II. About the Project
1. Background
The 2008 mortgage crisis was a real estate-driven economic collapse that began in the United States (U.S.) and significantly impacted financial markets worldwide. This crisis was rooted in regulatory failures within the mortgage market, particularly in the U.S. Banks issued subprime mortgages, and the value of financial products based on these risky loans plummeted, triggering a widespread financial meltdown.
As the crisis unfolded, numerous financial institutions faced massive economic losses, with some going bankrupt. This turmoil led to a severe economic recession. Governments in the U.S. and other countries had to inject substantial financial support to stabilize financial systems and promote economic recovery. Despite these efforts, the crisis severely undermined public confidence in government-regulated lending practices. Low-income individuals, in particular, felt betrayed, losing their savings and vowing to avoid similar financial instruments in the future.
In this climate of distrust towards traditional financial systems, the concept of cryptocurrency emerged as a groundbreaking innovation. Cryptocurrencies were seen as a technological and financial asset class offering an alternative. Developers from around the globe began working on creating a decentralized economic system.
Since the 2010s, cryptocurrencies have gained recognition as digital assets that operate without a central authority and are secured through encryption techniques. Their unique features, such as a decentralized structure and limited supply, have made them attractive both as a means of payment and as a store of value.
With TerraMirum, Credipto has set itself the task of creating a digital, secure and transparent opportunity for small and large investors to participate in positive developments on selected real estate markets, in particular time share housings, as well benefitting from discount and rewards offerings of various service providers.
2. TerraMirum
a. Overview
Please note: functions and services described below are envisaged but do not exist yet. They will not be available immediately after the purchase of MirumToken.
Buyers of Credipto’s self-established utility token (“Mirum-Token”) make a major contribution to the final development of Credipto’s blockchain-based platform (“TerraMirum”). The primary purpose of Credipto is to create a multi asset platform for investors and especially bring real estate developers and investors together on TerraMirum so that they can create value collaboratively.
Access to TerraMirum will be free of charge. It is planned that every user will have access to various services that will be offered over time, while holders of Mirum-Token will have access to special services and discounts.
b. Why Choose TerraMirum?
ba. After completion, TerraMirum will offer a number of different investment options to offerors and investors. These options will be realized step by step in accordance with the milestones development (see under 4. below), and buyers will be able to benefit from each option right after its going live.
bb. Real estate developers will be given the opportunity to place their real estate projects on TerraMirum. This allows project developers to reach many potential investors at the same time, making it easier to access capital. The listed projects will range in size from small apartments to large houses, most of which are low-cost, high-efficiency housing units based on innovative materials and design principles.
bc. In addition, project developers will get the option to market usage rights in the form of timeshare and short-term housing ("Flexible Living Spaces") entitlements on TerraMirum, which holders of Mirum-Token can make use of using their token (more on this below).
bd. Using TerraMirum, potential investors can inform themselves about the listed projects and compare them. This enables investors to make well-founded investment decisions perfectly in line with their own investment strategy. They can participate in the chosen projects, even with small sums, through collective investments, while benefitting from an 24/7 overview of their investments using the special data-driven software of TerraMirum.
be. The plan is to expand TerraMirum into a one-stop-shop for all types of investments. In the future, there should be many other investment opportunities, such as investments in companies in the green energy sector, in gold or in cryptocurrencies. Additionally, it is envisaged to provide billing and tax consulting service in the future.
bf. Credipto is also developing a secondary market infrastructure. This infrastructure will expand TerraMirum's ecosystem, allowing users to trade a variety of Real-World Assets on TerraMirum (more on this below).
bg. As Credipto is well-connected in the event- and shopping industry, it is additionally planned that users will also be able to enjoy different events (like concerts and shows) and receive shopping discounts using Mirum-Token.
bh. It is envisaged that owners of Mirum-Token will receive discounts on the TerraMirum service fee (more on this below).
3. What We Have Achieved So Far
TerraMirum is a project with a history. The first idea of a decentralized real estate investment platform was born in 2012 already. But due to the limited possibilities of technology at that time, we decided to postpone the project for an indefinite period. We knew that our time would come.
By 2022, the emergence of smart contracts allowed TerraMirum to revive the project. With the new possibility to automate transactions using the blockchain, we saw an opportunity to be a pioneer in a new era of real estate investing that should be open for everyone, including people with less income.
With our extensive network and expertise in the real estate sector, we have set us the goal of making a valuable contribution to house and apartment construction and thus tackling the problem of the housing shortage. At the same time, we aim to create additional promising investment opportunities for investors.
TerraMirum is already in development. The basic structure of the investment module is almost fully developed. The next major steps will be the development of the secondary market and agreement of cooperations.
4. Milestones of the TerraMirum Development
The first investment options on TerraMirum should be available by October 14th 2025
First Flexible Living Spaces should be available by TerraMirum at 2025 (Q3)
It is envisaged that within 12 months after the ICO (March 1st 2026) , users of TerraMirum will be offered a secondary market infrastructure. This infrastructure will expand the platform's ecosystem, allowing users to trade a variety of Real-World Assets (RWA). The secondary market will provide an environment where these transactions can be carried out through various methods such as direct trading and auctions. Users will be able to buy and sell RWAs directly through TerraMirum.
It is not yet possible to say when the many other TerraMirum services will be available. However, we can ensure that we are doing everything we can to make all services available to our customers as quickly as possible.
III. About Mirum-Token
1. What are Mirum-Token and What Are the Benefits?
a. Overview
Nowadays, there is an increasing demand for short-term housing, homes for different family sizes, social housing and collective living spaces, as well as flexible lifespans to suit needs. This is where the Mirum-Token, a utility token created on Binance Smart Chain (BSC) by Credipto, comes in.
b. Rental of Flexible Living Spaces
The primary goal is that Mirum-Token can be used to take advantage of various offers from real estate projects. This includes, for example, the rental of individual apartments / houses with different sizes (timeshare / short-term housing), or offerings in collective living spaces like gyms, garages, etc., by using Mirum-Token. Credipto is already conducting intensive and promising cooperation negotiations with project developers.
c. More Advantages:
To finance the improvement and expansion of TerraMirum's services, Credipto intends to charge a service fee for every transaction on TerraMirum. Mirum-Token-holders will benefit from discounts on this service fee depending on the number of Mirum-Token in their digital wallets. This is particularly interesting for investors who want to invest on a regular basis. The exact amount of the service fee has not yet been determined, but we will inform you in advance. As already mentioned, the general access to TerraMirum is free of charge.
2. Technical Features of Mirum-Token
a. Overview
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TERRAMIRUM TECHNICAL FEATURES
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Token Symbol
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MIRUM
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|
Blockchain Type
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POS (Proof of Stake) Blockchain
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|
Blockchain Algorithm
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Tendermint BFT Consensus Algorithm
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|
Average Block Time
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3-4 seconds
|
|
Transaction Speed
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Up to 10,000 transactions per second
|
|
Validator Coin Count
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25,000 Mirum-Token
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Pre-Mined
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100,000,000 Mirum-Token
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|
Inflation
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1% annual
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|
Transaction Fee
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A few cent or below according to market price of Mirum-Token
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b. Why does TerraMirum Use the Proof of Stake (PoS) Model?
TerraMirum prefers the Proof of Stake (PoS) model to verify cryptocurrency transactions and secure the network. Here are the basic principles and advantages of this model:
- In the PoS model, users stake their cryptocurrencies. This means that they lock their coins for a certain period and commit to contributing to the security of the network. TerraMirum users make their coins available through staking.
- When a block of transactions is ready to be processed, TerraMirum's PoS protocol selects a validator node. This validator checks the transactions in the block and, if verified, adds the block to the blockchain. Validators receive crypto rewards for this action.
- The selection of validator nodes depends on the number of coins staked. Participants who stake more coins are more likely to be selected to add new blocks. This ensures that the network is trustworthy and the distribution of rewards is fair.
- For users who stake relatively small amounts, the probability of being selected as a validator can be low. Therefore, many users join staking pools. Pools combine coins to create a larger stake and distribute rewards.
- TerraMirum's PoS model offers advantages such as energy efficiency, fast and economical transactions, and no need for specialized equipment. In addition, mining transactions are called Mint, and rewards are determined by specific inflation rates.
- The key parameters in TerraMirum’s PoS model include the number of blocks per year, target commitment rate, maximum inflation, minimum inflation, inflation rate change, and reward value. These parameters are used to shape the stability of the network and the reward system. TerraMirum’ PoS model aims to provide its participants with a green, fast and affordable cryptocurrency experience.
3. Funding Goal and Use of Proceeds
a. Funding Goal
According to current estimates, we need EUR 1,000,000 for the final development of TerraMirum.
b. Use of Proceeds:
The funds will be used as follows:
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Purpose of Use
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Amount
|
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Software Development and Infrastructure for “Secondary Market”
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EUR 200,000
|
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Development for Making Compatible with Other Digital Platforms and Other Needs for Technological Infrastructure
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EUR 300,000
|
|
Hardware and Services like HSM (Server etc.)
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EUR 100,000
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Marketing & Rewards
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EUR 200,000
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Fees for Listing Tokens on Various Exchange Platforms
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EUR 200,000
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TOTAL
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EUR 1,000,000
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ba. Software Development and Infrastructure for “Secondary Market”
The budget will be used to create the necessary software and technical infrastructure for users to buy and sell RWAs (Real World Assets) in TerraMirum's secondary market. It includes stages such as software development, testing processes and maintenance.
bb. Personnel Costs for Developing and Other Needs for Technological Infrastructure
This budget includes salaries, consulting services, and other supporting services for the development team. It also ensures the continuous development and improvement of technological infrastructure.
More Personnel will be hired to select the projects to be included on the platform. This includes two platform promotion field experts and one platform communication manager.
bc. Hardware and Services
This budget covers the physical hardware and services required for the secure processing and storage of data. This includes installation of servers, provision of hardware security modules (HSM) and other necessary infrastructure components.
bd. Marketing and Rewards
Marketing activities, digital and traditional media campaigns, events and promotions are financed with this budget. In addition, reward programs and user acquisition strategies to encourage users are also included in this scope.
be. Fees for Listing of Tokens on Various Exchange Platforms
This budget covers the (high) fees and services required for listing and trading tokens on different cryptocurrency exchanges.
4. General Conditions of Token Sale
Token Name: Mirum-Token (MIRUM)
Price per Token: The price depends on the time of purchase, see below d.
Total Supply: 1,000,000,000 Mirum-Token
ICO Sale: 100,000,000 Mirum-Token
Payment Methods: Fiat Currency, Crypto Currency
Token Unlocking: See Selling stages under c. and release dates under d. below.
c. Selling Stages
The ICO consists of three sales stages, which are described below. It covers a total period of two months.
ca. First Round:
A total of 125,000,000 Mirum-Token will be available in the first round, which will take place from 2 September – 15 September 2024. In this period, Mirum-Token will be sold at the most advantageous price of EUR 0.0040 and will be unlocked 8 months after the ICO ends, with 20% unlocked each month.
This token locking mechanism aims to ensure the sustainable growth of our project and provide confidence to our investors. Also, not releasing tokens during a lock-up period will contribute to the project's focus on long-term goals. This applies to every sale period.
Users will be able to unlock their locked Mirum-Token with a 5% penalty every month corresponding to their maturity. For example, if a user wants to unlock his/her 7th month locked tokens in the second month, 5%*5%=25% penalty will be applied. Tokens unlocked at early maturity will be burned. Tokens cannot be unlocked in the first month in any way.
cb. Second Round:
A total of 208,333,333 Mirum-Token will be available in the second round, which will take place from 16 September – 30 September 2024. Mirum-Token will be sold at the advantageous price of 0.0072 Euro and will be unlocked 6 months after the ICO ends, with 10% unlocked each month.
Users will be able to unlock their locked tokens with a 5% penalty every month corresponding to the maturity of their locked tokens. For example, if he/she wants to unlock his/her 2nd month locked tokens as of the second month, 5%*5%=25% penalty will be applied. Tokens unlocked at early maturity will be burned. In the first month, tokens cannot be unlocked in any way.
cc. Third Round:
A total of 666,666,667 Mirum-Token will be available in the third round, which will take place from 1 October – 1 November 2024. Mirum-Token will be sold at 0.0120 Euro and will be unlocked 3 months after the ICO ends, with 10% unlocked each month.
Users will be able to unlock their locked tokens with a 5% penalty every month corresponding to the maturity of their locked tokens. For example, if they want to unlock their 2nd month locked tokens as of the second month, a 5%*5%=25% penalty will be applied. Tokens unlocked at early maturity will be burned. In the first month, tokens cannot be unlocked in any way.
d. Release Dates of Mirum-Token Sold in the ICO
|
|
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First Round
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Second Round
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Third Round
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TOTAL RELEASE
|
|
RELEASE 1
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01.01.2024
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0.00
|
0.00
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66,666,666.70
|
66,666,666.70
|
|
RELEASE 2
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01.02.2024
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0.00
|
0.00
|
66,666,666.70
|
66,666,666.70
|
|
RELEASE 3
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01.03.2024
|
0.00
|
0.00
|
66,666,666.70
|
66,666,666.70
|
|
RELEASE 4
|
01.04.2024
|
0.00
|
20,833,333.30
|
66,666,666.70
|
87,500,000.00
|
|
RELEASE 5
|
01.05.2024
|
0.00
|
20,833,333.30
|
66,666,666.70
|
87,500,000.00
|
|
RELEASE 6
|
01.06.2024
|
25,000,000.00
|
20,833,333.30
|
66,666,666.70
|
112,500,000.00
|
|
RELEASE 7
|
01.07.2024
|
25,000,000.00
|
20,833,333.30
|
66,666,666.70
|
112,500,000.00
|
|
RELEASE 8
|
01.08.2024
|
25,000,000.00
|
20,833,333.30
|
66,666,666.70
|
112,500,000.00
|
|
RELEASE 9
|
01.09.2024
|
25,000,000.00
|
20,833,333.30
|
66,666,666.70
|
112,500,000.00
|
|
RELEASE 10
|
01.10.2024
|
25,000,000.00
|
20,833,333.30
|
66,666,666.70
|
112,500,000.00
|
|
RELEASE 11
|
01.11.2024
|
0.00
|
20,833,333.30
|
0.00
|
20,833,333.30
|
|
RELEASE 12
|
01.12.2024
|
0.00
|
20,833,333.30
|
0.00
|
20,833,333.30
|
|
RELEASE 13
|
01.01.2025
|
0.00
|
20,833,333.30
|
0.00
|
20,833,333.30
|
|
TOTAL RELEASE
|
|
125,000,000.00
|
208,333,333.00
|
666,666,667.00
|
1,000,000,000.00
|
First Round
Second Round
Third Round
5. How to receive Mirum-Token
Mirum-Token will be offered publicly from 14 October 2024 to 31 December 2024. They can be subscribed to online on the Website of Credipto [www.credipto.com]. Purchaser will have to fill in an online form with the information requested and apply for the assignment of Mirum-Token. Before getting Mirum-Token allocated, Purchaser need to be identified for anti-money-laundering (AML) reasons. If the AML check result is positive, Purchaser will receive an e-mail from the Issuer approving the request and requesting payment of the number of Mirum-Token allocated (the “Payment Request”). The email will contain all legal documentation including the Token Sale Conditions and other mandatory information.
Purchase may revoke the subscription within two weeks after the binding subscription request was sent to the Issuer. Details are provided in the revocation instruction that are part of the Token Sale Agreement.
Payment can be made in two different ways. Either by FIAT, i.e. EURO to the bank account of the Issuer designated in the Payment request (Purchase Price). Or by sending crypto currencies with a value equivalent to the payment amount. Eligible crypto currencies are ETH, USDT, BUSD, BNB and MİRUM. If the purchase opts for crypto payment, the number of token equivalent to the needs to be transferred to the wallet address designated in the Payment Request. The Issuer will exchange the crypto payment into EURO at the exchange rate offered by later (Q3 2025) announced Crypto Exchange at 2025. If the EURO-amount received by the Issuer in exchange exceeds the Purchase Price, the Issuer will reimburse the excessive amount to the Purchase in EURO. If the EURO-amount received does not cover the Purchase Price the Issuer will inform the Purchaser and request additional payment (“Additional Payment Request”). If the Purchaser does not provide the requested Additional Payment within two weeks after the Additional Payment Request, the Issuer will take this as a change of subscription and allocate the number of Mirum-Token corresponding to the payment made by the Purchaser.
6. More Ways to Get Mirum-Token
It is planned that TerraMirum-users will have the opportunity to make real estate investments with fiat currency or stable coins. The returns/profits from these investments can be paid out in Mirum-Token. The payout will be made on a project-by-project basis and the amount of the payout depends on the amount invested.
7. Where Mirum-Token are Stored
Mirum-Token will be stored in the digital wallet infrastructure of Tangany GmbH (https://tangany.com/).
IV. Risks and Concerns
a. Regulatory Risks of the Blockchain Industry
The regulatory situation around the blockchain industry remains dynamic. Governments are in the process of studying blockchain technology and some countries are introducing restrictions. New laws that may come into force in the future may significantly affect the activity of blockchain projects, including TerraMirum. We must warn you that such laws may significantly limit or even stop the project activity.
b. Financial Risks
Investments in crypto projects are associated with high risks. There is the possibility of a total loss the investment in the event that the project fails. This may be the case, for example, if new legal regulations thwart the blockchain project or make its further development significantly more difficult or cost-intensive, or if general interest in the crypto ecosystem declines. There is no entitlement to a refund of the money paid.
We do not guarantee that there will be a way to exchange Mirum-Token for fiat currencies.
For clarification: Mirum-Token can only be used within the Credipto ecosystem, they do not give any voting or ownership rights in the TerraMirum project.
There may be further, individual risks (e.g. in the case of external financing of the token purchase).
Credipto does not assess whether the token purchase meets the investor's investment objectives or whether the investor can fully understand and assess the investment risks arising from the token purchase.
Past returns are not an indicator of future returns.
c. Risk of Uninsured Loss
Unlike bank accounts or accounts at certain other financial institutions, tokens are uninsured unless you specifically obtain insurance to insure them. Therefore, there is no public insurer or private insurance organized by TerraMirum that you can turn to in the event of loss of the Mirum-Token, loss of your private key, or loss of the Mirum-Tokens’ utility value.
d. TerraMirum or the Risk of Ecosystem Dissolution
It is possible that the utility of Mirum-Token may decrease for any number of reasons, including but not limited to an unfavorable fluctuation in the value of ETH and BTC (or other cryptographic and fiat currencies). The ecosystem may no longer be viable in the event of failure of business relationships, intellectual property, ownership difficulties, bankruptcy, or liquidation of TerraMirum.
e. Risks Associated with Ecosystem Development and Maintenance
The Ecosystem is still under development and may undergo significant changes over time. While we intend for Mirum-Token and TerraMirum to operate as described in this Information Memorandum and to take commercially reasonable steps, we may be forced to make changes to the timelines described in this Information Memorandum, on our website or any other official channel of TerraMirum, or the features of Mirum-Token or TerraMirum may change for any legitimate reason. This may create the risk that Mirum-Token or TerraMirum as further developed and maintained may not meet your expectations.
V. The (Management) Team Behind Credipto / TerraMirum
a. Hakan Tunali
Hakan Tunali is the founder of Credipto. As a sales manager of various successful companies, he gained many years of experience in the investment sector.
He uses this experience in his own consulting company. As a multi-family office, his company advises over 60 wealthy families. He invests primarily in real estate projects - either through his own family office or for his clients. With his company, he executed transactions with a volume of EUR 555,700,000. Through his work, he knows what makes successful real estate investments. In the course of his career, he has also made many valuable contacts at home and abroad that will be of enormous benefit to Credipto and TerraMirum.
c. Other Team Members
a. Murat Yildiz
Murat Yildiz is responsible for the technical implementation of the project.
He graduated in 1992 with a degree in architecture from Gazi University, Department of Urban and Regional Planning. In the past he gave lectures and seminars on “urbanism and architecture”, “zoning law”, “urban design”, “history of settlements” in various institutions and organizations and worked as an “expert witness” in administrative courts.
He also served as a member of the Regional Board for the Protection of Cultural and Natural Assets under the Ministry of Culture and Tourism and as a member of the Natural Assets Commission under the Ministry of Environment, Urbanization and Climate Change for many years. His experience makes him an expert in urban development and the real estate sector. He also is an expert in the blockchain industry and works as a Team Leader of a tokenization advisory company.
b. Tugrul Gedikli
Tuğrul Gedikli graduated from Gebze Technical University, Department of Electronics Engineering and is a web technologies expert with 20 years of experience. In his career, which he started with an electronics engineering education, he gained extensive expertise by working on a wide range of web-based projects. Since the day he started his career, Tuğrul Gedikli has been involved in various projects in web development, design and implementation and has produced successful web-based solutions. His extensive experience has allowed him to achieve a strong level of expertise by following trends in web technologies. Gedikli has accomplished successful projects with his strong analytical thinking and leadership skills.
c. Emrah Mersinli
After completing the Computer and Control Science undergraduate program at Marmara University, Emrah Mersinli completed his master's degree in Computer Engineering at Bahçeşehir University. Mersinli, who has been working in the blockchain field for approximately 15 years, has gained extensive experience in the sector during this time. Emrah Mersinli's areas of expertise include blockchain technologies, cryptocurrencies and smart contracts.
d. Burak Çelikkıran
Burak Çelikkıran is a PHP Full Stack Developer who graduated from Düzce University, Department of Computer Engineering. He successfully applies the basic knowledge he gained through his computer engineering education as a Full Stack Developer in PHP-based projects in our company. Çelikkıran's areas of expertise include strong PHP programming skills, ability in front-end development and database management. Çelikkıran, who started his professional career with the education he received at Düzce University, combines his computer engineering knowledge and application experience with his successes in our company.
e. Haci Ali Mizrak
Hacı Ali Mızrak is a professional who has improved himself in the field of software. He has expertise in infrastructure design and programming, especially on web applications. Mızrak, which is experienced in web application development, provides API connections through relevant transactions. Within the framework of his knowledge and abilities, he has produced effective solutions in various projects using PHP, MySQL and React structures. Hacı Ali Mızrak is a professional who has successfully implemented successful projects in the software world by using his technical skills.
f. Deniz Öztürk
Deniz Öztürk is a professional who graduated from Mersin University, Department of Computer Programming with a bachelor's degree. He has expertise in infrastructure design and programming on web applications. Experienced in providing API connections via relevant transactions. She has successfully worked on various projects based on a strong technical background, using PHP and MySQL structures. Deniz Öztürk offers effective solutions in web-based applications with his knowledge and skills.
g. Erman Aykut
I have been working as a React Native Developer for the last 3 years of my career. In this process, I have been closely following the trends in the industry and developing my developments by adhering to the principles of clean code and modern structure. My goal is to create sustainable and readable code structures while providing the best experience for users. In my career, I have gained experience in software development projects in various positions such as project manager, business analyst and software tester. With the training I received after these accumulations, I decided to continue my career as a React Native Developer.
h. Asiye Nur Çankaya
Asiye Nur Çankaya graduated from Istanbul Commerce University, Political Science and International Relations undergraduate program. She has directed her professional career in the field of international relations and serves as the International Relations Operations Manager in our company. Çankaya's educational background, undergraduate degree in political sciences and knowledge contribute to him effectively fulfilling his operations management role in international relations.
ı. Zeliha Şahin
Zeliha Şahin successfully graduated from Üsküdar University in the field of Visual Communication Design. He focused his professional career in the field of graphic design and works as a Graphic Design Specialist in our company. Şahin's educational background, knowledge and skills in visual communication design contribute to our company's ability to effectively meet its graphic design needs.
Attachments
The following attachments are part of this Information Memorandum:
- Token Sale Agreement
- Revocation Policy and Template including Information according to § 312 d BGB
- Data Protection Policy